Last updated: March 2026

Sole Trader Guide is an independent website. To keep this site free for readers, some links on this site are affiliate links. This means we may earn a small commission when you click through to a product and sign up or make a purchase — at no extra cost to you.

What this means in practice

When you click a link to FreeAgent, Xero, QuickBooks, FreshBooks, Jasper, Surfer SEO, or any other product we recommend, and you subsequently sign up for a paid plan, Sole Trader Guide may receive a commission from that company.

The price you pay is identical whether you use our link or go directly to the company’s website. We never receive commission from HMRC, GOV.UK, or any government body.

How this does NOT affect our content

Our editorial assessments are made independently of commission rates. We evaluate products on what matters for UK sole traders: functionality, price, UK-specificity, MTD compliance, and ease of use.

You can verify this commitment in a simple way: our top recommendation for most sole traders is FreeAgent accessed through NatWest/RBS banking or the Mettle app — which is free. We earn no commission from that recommendation. We make it anyway because it’s the best option for a large proportion of our readers.

If a product ranks highly in our comparisons, it is because it genuinely serves UK sole traders well — not because it pays a higher commission.

Which products have affiliate relationships

We have or are in the process of applying for affiliate relationships with: FreeAgent, Xero, QuickBooks, FreshBooks, Jasper AI, Surfer SEO, Frase, Starling Bank, Tide, and Mettle. Pages containing affiliate links are clearly marked with a disclosure notice at the top of the page.

Questions

If you have questions about our affiliate relationships or editorial policy, please contact us.